Privacy Policy

Effective date: April 1, 2026
Last updated: April 9, 2026

1. About CBA Wealth

Lantz Financial Group Inc. o/a CBA Wealth (“we”, “us”, “our”) is an independent financial advisory firm based in Edmonton, Alberta. We provide life and health insurance and financial planning services to clients in Alberta and British Columbia.

We manage personal information in accordance with applicable privacy laws including Alberta’s Personal Information Protection Act (PIPA) and Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA).

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2. Scope of this Privacy Policy

This policy applies to personal information collected:

• Through our website, forms, and digital tools
• During financial planning and advisory services
• Through communication (email, phone, meetings, social media)

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3. Accountability and Contact Information

Privacy Officer: Pam Boyko

Suite 309, 9622 42 Avenue
Whitemud Business Park, Bld #2
Edmonton, AB T6E 5Y4

Phone: 780-440-2299
Email: pam@cbawealth.com

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4. What Personal Information We Collect

Identification Information

• Name, address, email, phone number
• Date of birth and identification documents
• Citizenship or residency details

Financial Information

• Income, assets, liabilities
• Banking and investment account details
• Risk tolerance and financial goals

Insurance and Health Information

• Medical history and lifestyle information
• Beneficiaries and underwriting details

Technical Information

• IP address, browser type, device data
• Pages visited and site usage data

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5. How We Collect Personal Information

• Directly from you through forms and applications
• Through meetings, emails, and communications
• From third-party providers and partners
• Automatically through cookies and analytics tools

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6. How We Use Your Information

• Verify your identity
• Provide financial advice and services
• Process applications and transactions
• Comply with legal and regulatory requirements
• Communicate updates and service information

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7. Consent

By using our services, you consent to the collection and use of your information as outlined in this policy. You may withdraw consent at any time, subject to legal limitations.

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8. Sharing Personal Information

• Insurance providers and financial institutions
• Regulators and government agencies
• Service providers (CRM, software, cloud storage)

We do not sell your personal information.

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9. Safeguards

• Secure offices and restricted access
• Staff training and confidentiality agreements
• Encryption, firewalls, and secure systems

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10. Retention

We retain personal information only as long as necessary to meet legal and business requirements.

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11. Your Rights

• Request access to your information
• Request corrections or updates
• Submit privacy-related concerns

Office of the Information and Privacy Commissioner of Alberta
Office of the Privacy Commissioner of Canada

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12. Cookies and Analytics

We use cookies to improve user experience, analyze usage, and enhance site performance. You can disable cookies in your browser settings.

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13. Third-Party Links

We are not responsible for the privacy practices of third-party websites linked from our site.

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14. Children’s Privacy

Our services are not intended for individuals under 18 years of age.

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15. Changes to this Policy

We may update this policy from time to time. Continued use of our services indicates acceptance of any updates.